Cheap student holiday insurance for Europe
Robin Andrews
Travelling is a great way to get over the stress of exams. Whether you’re taking some time out to see a bit more of Europe before starting university or embarking on your career, cheap student holiday insurance is a must!Cheap student holiday insurance is insurance you should buy to cover yourself against accident and illness when you travel. Most cheap student holiday insurance policies cover such things as medical expenses, ambulance costs, and repatriation costs. Without adequate cheap student holiday insurance, these costs can run into the thousands! A Broken leg in Europe can incur medical costs of £4,000-£7,000. If you are unwell and need to be repatriated back to the UK, this could cost another £3,000-£4,500.* Without cheap student holiday insurance, you will have to meet those costs yourself.* Source: Cultural CubeRepatriation is expensive and at a time when the number one priority is to get home, you do not want to be stranded in a far flung destination wondering why you didn’t get the holiday insurance cover before you left, so check out 24/7 travel insurance for an instant online quote!Cheap student holiday insurance can also covers the loss, damage of theft of your personal belongings. So check your cheap student holiday insurance cover limits for valuables and single items and think carefully before taking expensive items with you on your European trip (camera, laptops and so on). Top tip: you may be better off insuring your personal possessions and valuables under a home insurance policy. Keep an eye on your possessions and never leave your luggage or valuables unattended or with someone you don’t completely trust. Be aware of pickpockets who tend to operate in crowded areas and lock up your luggage with padlocks. You always need to have enough cheap student holiday insurance cover for the trip you are about to take. You need to think about the sorts of things you will doing be whilst you are out of the country, so that you can get the best cheap student holiday insurance policy to suit you. You should also check that the cheap student holiday insurance policy covers you for any activities you plan on doing…like bungee jumping or scuba diving! 24/7 travel insurance automatically covers 70 activities as standard!
You should also think about where are you going and how long are you going for? Make sure the student travel insurance policy covers you for every destination and for the whole of your trip, including your departure and return dates.If you are travelling within the European Union make sure you have a European Health Insurance Card (EHIC) which entitles you to free or reduced cost emergency medical treatment. But remember, the EHIC is NOT a substitute for cheap student holiday insurance. For more information and to apply for this card, visit http://www.ehic.org.ukRemember to make copies of your passport, cheap student holiday insurance 24-hour emergency number, and leave these copies with your family and friends at home.It’s a good idea to set up a secure Internet email account. Email yourself and trusted friends or family details of your insurance policy, passport, itinerary and emergency contact numbers (insurance company, credit card company and British Consulate) – just in case. Also sign up for regular FCO Travel Advice updates so you can find out about any potential hot spots.For more information, visit:http://www.gogapyear.com/http://www.fco.gov.uk/en/travelling-and-living-overseas/ You can purchase cheap student holiday insurance direct at 24/7 travel insurance. For a 2-month trip in Europe, it will cost you just £13.52* for ‘Standard’ cover (or £16.71* for wider ‘Premier’ cover). A small price to pay to really relax and enjoy your European trip all the more!*Premiums include Insurance Premium Tax based on an individual aged under 36 taking out a Backpacker 24/7 travel insurance policy including personal possessions for 2-months in Europe. Cover details and prices are correct at time of going to press (August 2009) and are subject to change.
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